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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel Saving and Investing customers earned 7.42% p.a. average rate of return last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Kelly

New Zealand

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Excellent

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Ben

New Zealand

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Great communicators kept us informed throughout the whole process. Really happy with the outcome.

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Brendan

New Zealand

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Super easy, great communication.

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Eve H

New Zealand

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We were really happy with the advice and service we recieved from Tasmania. Of note was the advice around staying on the floating rate prior to the OCR announcement, saving us thousands off our mortgage so wo lock in the lower rate. Tas was great in following up with us on what we needed to get in and timelines and we would use and recommend him in the future.

More lenders means more choices

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And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

6 March 2025


All eyes on interest rates: Key OCR dates for 2024/2025

By Squirrel

As New Zealand holds its collective breath, waiting for interest rates to start falling again, here are the key OCR announcement dates you need in your diary for 2024 and 2025.

14 August 2024


NZ property market & OCR update - August 2024

By John Bolton

Well, there it is, folks—the good news we’ve all been waiting for. The Reserve Bank has begun the process of gradually unwinding high interest rates, pushing through a 0.25% cut to the Official Cash Rate. So, now that we’re in a falling rate environment (woohoo!) what’s that going to mean for New Zealand borrowers, and our economy?

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12 August 2024


Opinion: Greater competition in banking starts with a fairer rate on Kiwi savings

By Dave Tyrer

There's been a big push in recent years to deliver greater levels of competition across our banking sector, and greater value for customers. But Squirrel's Dave Tyrer reckons we're missing a key part of the solution, and it's not about customers paying less—it's about the banks paying more.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.