SwooshSwoosh
SwooshSwoosh

The Squirrel Effect is making finance fairer

hero banner image
Swoosh

Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Get a mortgage

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Fund your project

If you're developing, subdividing or building, we can help you fund it.

Find out more

Building a system that works better for our community

icon of a house with ground

A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

icon of hand with coins

Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

icon of a piggy bank

Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

Swoosh

We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

Back of woman holding up painting, next to pile of boxes

We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

Swoosh

Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel investors earned 5.67% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

Couple looking at phone

Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

Swoosh

Don't just take our word for it

C

Caleb

New Zealand

StarStarStarStarStar

Excellent communication & Advice. Thank you for all your hard work, appreciate the effort Ari put in for us!

S

Sophie

New Zealand

StarStarStarStarStar

Blake provided professional, proactive and helpful advice throughout the mortgage application and home purchasing process. As a first home buyer, he provided invaluable insights and knowledge into the processes involved, empowering me to put my best foot forward and make informed decisions along the way. I really appreciated Blakes approachable and supportive communication, and the user friendly application process that Squirrel provides made applying to and comparing multiple banks easy and straightforward.

HS

Henry Siwanzi

New Zealand

StarStarStarStarStar

Tessa was amazing in guiding us through the process of purchasing our first home. Working with us from over a year before we made the purchase to get our finances in order before helping us make the purchase when we found the right house.

V

Viliame

New Zealand

StarStarStarStarStar

As first-home buyers, we truly appreciated Sudam's guidance, patience, and clear communication every step of the way. He made what initially felt like a stressful process much smoother and much easier to understand. We're very grateful for all the effort Sudam put into helping us secure the right loan structure and competitive rates. Reaching this milestone is incredibly exciting for us, and we're glad to have had his support throughout the entire journey. Thank you, Sudam, for helping make our dream of homeownership a reality.

More lenders means more choices

ASB Logo
ANZ Logo
BNZ Logo
Kiwibank Logo
Westpac Logo
TSB Logo
SBS Logo
Co-Op Logo
AIA Logo
Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Two young people moving house, rolling out a rug on the floor

9 December 2025


Getting into a home with a low deposit just got a little bit easier—here’s why

By Squirrel

The Reserve Bank has just announced some important changes to its LVR restrictions, enabling banks to do a greater proportion of their lending to low deposit borrowers—making it just that little bit easier for first home buyers to get into onto the property ladder.

Two pieces of burnt toast on a plate

5 December 2025


Rodney’s Ravings: RBNZ will likely continue making big mistakes, despite new governor

By Rodney Dickens

Our new RBNZ Governor—Dr Anna Breman—brings a wealth of monetary policy experience to the role, but will it be enough to avoid repeating the mistakes that plunged us into the 2024 recession? Not according to Squirrel guest writer, Rodney Dickens.

Two hands side by side, one holding a standard lightbulb and one holding an energy-saving lightbulb

3 December 2025


The 6 fintechs offering NZ’s best savings account alternatives

By David Cunningham

These days, the banks aren't your only option when it comes to managing your savings. A number of fintech players have come onto the scene in recent years, offering their own savings account alternatives—offering better rates, lower fees, and other investment options to help grow your money faster.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.